Incard who? 👋

We’re Incard, busy building the future of financial services for ecommerce entrepreneurs.

What we do 🤔

At Incard, we believe in rethinking financial technology from the ground up. By combining cutting-edge tech, AI, and a deep understanding of modern business needs, we deliver B2B banking solutions that are fast, flexible, and intuitive. Just as Apple redefined personal technology, we’re setting a new standard for B2B banking—streamlining compliance, lending, and risk analysis so you can focus on what matters most: growing your business, stress-free.

How & why we do it 🚀

We give our people the same thing we’re building for our customers: freedom. Freedom to work wherever there’s good Wi-Fi. Freedom to be 100% yourself. Freedom to explore your potential and what’s more – make the most of it. We truly believe we’re making the world a better place for ecommerce, and we want you to be a part of that mission.

Your role 🙋

Take ownership of our analytics services, enabling real-time transaction insights, data visualization, and actionable intelligence. As a Software Engineer, you will build robust analytics pipelines, integrate data for compliance and underwriting, and contribute to developing features for our AI Financial Advisor Chat. This role is perfect for someone passionate about delivering high-performance analytics systems that empower decision-making and enhance user experience. You’ll collaborate closely with cross-functional teams to drive innovation and create scalable, reliable solutions.

Your responsibilities 💪

In this role you’ll be:

Designing and implementing real-time analytics systems using Clickhouse, PostgreSQL, and AWS.
Developing ETL pipelines to aggregate and transform data for use in financial dashboards, AI tools, compliance checks, and underwriting processes.
Building scalable APIs to expose analytics in the form of graphs, tables, and interactive dashboards for our web app.
Collaborating with data scientists and AI engineers to integrate analytics into our AI Financial Advisor Chat and optimize user insights.
Ensuring analytics systems comply with regulatory requirements to reduce user risk and build strong ICP (Ideal Customer Profile) profiles.
Enhancing underwriting processes with data-driven solutions to enable revenue-based financing.

Within 1 month you'll:

Familiarize yourself with the existing analytics infrastructure and identify key areas for improvement.
Deliver your first enhancement to our analytics pipeline, improving data accuracy or real-time performance.